Streamlined Supply Chain Funding Solutions
Access funding and optimize your cash flow with our Purchase Order and Invoice Discounting Funding Solutions.
Brown Circle offers a single-point digital platform connecting supply chain and financial stakeholders. We provide innovative solutions that facilitate access to capital, enhance financial inclusion, and drive efficiency for Corporate Solutions (Buyers), Suppliers, and Funders.
Empower Your Growth with Flexible Funding
Get the capital you need, when you need it, to fulfil orders and accelerate your cash flow.
Brown Circle understands the challenges suppliers face in managing working capital. Our tailored solutions provide you with the financial agility to grow your business and strengthen your relationships with buyers.
Explore our two key offerings:
Purchase Order Funding
Secure Funding Based on Confirmed Purchase Orders
Don’t let a lack of upfront capital limit your ability to fulfil large orders. Our Purchase Order Funding allows you to access funds based on confirmed purchase orders from creditworthy buyers. This enables you to cover upfront production costs, purchase raw materials, and ensure timely delivery.
Key Benefits for Suppliers:
- Access working capital to fulfil orders.
- Eliminate cash flow gaps between order placement and payment.
- Increase your capacity to take on larger contracts.
- Improve your negotiation power with buyers.
Invoice Discounting
Unlock Cash Tied Up in Your Invoices
Why wait weeks or months for your customers to pay? Our Invoice Discounting service provides you with immediate access to a significant portion of the value of your approved invoices. This allows you to improve your cash flow, invest in your business, and meet your operational needs without delay.
Key Benefits for Suppliers:
- Receive early payment on your invoices.
- Improve your working capital and cash flow.
- Reduce the risk of payment delays.
- Gain financial flexibility to pursue new opportunities.
Optimize Your Supply Chain and Strengthen Supplier Relationships
Enhance efficiency, mitigate supply chain risk, and support your suppliers' financial health with Brown Circle's innovative funding solutions.
Brown Circle offers solutions that not only streamline your financial processes but also contribute to a more resilient and robust supply chain. By facilitating access to funding for your suppliers, you can foster stronger partnerships, ensure timely delivery of goods and services, and improve supply chain stability.
Learn how our Purchase Order and Invoice Discounting solutions can benefit your organization:
Impact on Purchase Order Funding
Enable Supplier Fulfilment and Secure Your Supply
By partnering with Brown Circle for Purchase Order Funding, you empower your suppliers with the necessary capital to fulfil your orders promptly. This reduces the risk of production delays and ensures a consistent flow of goods, safeguarding your operations and enhancing customer satisfaction. This partnership can also support the sustainability of SMEs and contribute to local content or BBBEE objectives, strengthening stakeholder relationships.
Impact of Invoice Discounting
Strengthen Supplier Loyalty and Improve Payment Terms
Offering your suppliers access to Invoice Discounting through Brown Circle can make you a preferred customer. Suppliers receiving early payment on their invoices improves their financial stability, which can reduce supply chain fragility and potentially allow you to negotiate more favourable payment terms.
How It Works
A Simple and Transparent Process
We’ve designed our platform to be user-friendly and efficient for all stakeholders. Here’s a general overview of how our Purchase Order Funding and Invoice Discounting solutions work:
Purchase Order Funding Workflow
- Supplier receives a purchase order from an Enterprise.
Supplier submits the purchase order to Brown Circle for review.
Brown Circle reviews the application based on the Enterprise’s creditworthiness and approves it.
Supplier receives an advance to cover production costs.
Upon completion and delivery of the order, the Enterprise pays Brown Circle.
Brown Circle disburses the remaining balance to the supplier (minus fees).
Invoice Discounting Workflow
Supplier delivers goods or services and issues an invoice to the Enterprise.
Supplier submits the invoice to Brown Circle.
Brown Circle verifies and approves the invoice.
Supplier receives an advance (a percentage of the invoice value).
Enterprise pays the full invoice amount to Brown Circle on the due date.
Brown Circle disburses the remaining balance to the supplier (minus fees).
About Us
Brown Circle is a client-centric supply chain finance platform focused on improving how capital is deployed across supply networks. We help businesses unlock liquidity by offering efficient, integrated financing solutions that strengthen supplier cash flow and enhance buyer working capital.
Our model supports early payment access for suppliers—especially small and emerging enterprises—while aligning with the working capital goals of large buyers. We are deeply committed to financial inclusion and Broad-Based Black Economic Empowerment (BBBEE), actively advancing local content participation and supporting the growth of diverse supplier bases.
Our model supports early payment access for suppliers—especially small and emerging enterprises—while aligning with the working capital goals of large buyers. We are deeply committed to financial inclusion and Broad-Based Black Economic Empowerment (BBBEE), actively advancing local content participation and supporting the growth of diverse supplier bases.